When someone poses as a legitimate company to obtain personal
data and fraudulently conducts transactions on your existing accounts is
ONLINE FRAUD. This is often called "phishing" or "pharming" -- the most
common methods of online fraud are fraudulent emails, websites, and pop-up
windows, or any combination of these.
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Suspicious emails. Be cautious of suspicious emails and review
any email requesting your account information and/or password, particularly
if the email states that the information is needed to "award a prize"
or "verify a statement." Avoid opening any suspicious emails. If
you have opened any suspicious email, do not open any attachments or links
it may contain, and delete it. |
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Never respond to emails, open attachments, or click on links from
suspicious or unknown senders. |
Symptoms of Fraudulent emails
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Ask you for personal information. Fraudulent emails often
claim that your information or account has been compromised and ask you to
confirm the authenticity of your transactions. |
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Appear to come from a legitimate source. While some emails
are easily identified as fraudulent, others may appear to come from a legitimate
address and a trusted web site. Never rely on the name or address in the
"From" field, as this is easily altered. |
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Prizes. Some fraudulent emails promise a prize or gift
certificate if you complete a survey that may ask for your personal information.
It is best to not give your personal information. If you decide to provide
any information, always confirm that the prize or gift certificate is being
issued from a well-known company. |
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Link to fraudulent websites. Fraudulent emails may direct you to
counterfeit websites carefully designed to look legitimate, but which actually
collect personal information for fraudulent use. |
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Contain computer viruses. Fraudulent emails may include
attachments that contain computer viruses. |
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Contain fraudulent phone numbers. Fraudulent emails often
contain telephone numbers that are tied to the fraudsters. You should never
call a number featured on an email you suspect is fraudulent. |
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Be aware of telephone scams. Unless you initiated the
contact, do not give out personal information over the telephone. If the
call is not initiated by you, always ask for a call-back number. Although
Cathay Bank may legitimately need to contact you by telephone, ask for a
call back number if you're suspicious of the call. |
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Do not place outgoing mail in your mailbox. Deposit mail
in a U.S. Postal Service mail box or at the post office to reduce the chance
of mail theft. |
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Promptly retrieve incoming mail. Collect your mail as soon
as possible every day to limit the opportunity for theft. |
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Know your billing and statement cycles. Contact the billing
company if you stop receiving your regular bill or statement. |
Cathay Bank will never send email containing attachments, or require customers to
send personal information to us via email or pop-up windows. If you encounter a
suspicious email, website, or unsolicited pop-up window that claims affiliation with
Cathay Bank, please report it to us immediately at 1-800-9-CATHAY (1-800-922-8429).
Fraudulent Copycat Websites - Pharming
Fraudulent copycat websites are a type of Internet fraud where the fraudsters imitate
the websites of reputable or well-known financial institutions when in fact the websites
are not authorized or related to the relevant financial institutions in any way.
The websites may claim to be providing financial services. Those who are taken in will
be tempted to part with their money and/or disclose personal information which the
fraudsters can use to perpetuate fraudulent transactions.
There is no easy way to determine if you are on a fraudulent website because the URL
will contain the name of the institution it is spoofing. Never click on a link in an
email or pop-up window to go to a site. Type, or cut and paste, the URL into a new web
browser window. If it does not take you to a legitimate website, or you get an error
message, the link was probably a cover for a fraudulent website.
Pop-up windows
Fraudsters may use pop-up windows, the small windows or ads that appear suddenly
over or under the window you are currently viewing, to obtain personal information.
These windows may be generated by "Adware" or "spyware" programs
possibly hidden in free downloads such as screen savers or music-sharing software
and installed on your computer. While many of these programs enable harmless
advertisements, some contain potentially harmful Trojan horse programs or may monitor
your web viewing activity.
For a current list of identified or suspected fraudulent websites, emails and telephone
scams via
http://www.info.gov.hk/hkma/eng/press/category/fraudulent_web.htm.
How Do I Report Internet Fraud or Unsolicited
Email?
If you wish to file a complaint about Internet fraud, please see
www.econsumer.gov website,
hosted by the Federal Trade Commission, which is a joint effort of consumer protection
agencies from 17 nations at
http://www.econsumer.gov/english/ or go to the Federal Bureau of Investigation (FBI)
http://jackson.fbi.gov/internetfraud.htm.
To file a complaint about unsolicited email, contact the Department of Justice
http://www.usdoj.gov/spam.htm.
|
 | April 17, 2008
 Cathay General Bancorp Announces Earnings Of $27.3 Million, Or $0.55 Per Share, In First Quarter 2008

|  |  | February 22, 2008
 Cathay General Bancorp will be Presenting at the Keefe, Bruyette & Woods Regional Bank Conference

|  |  | January 24, 2008
 Cathay General Bancorp Announces Record Total Earnings Of $125.5 Million And Total Assets Of $10.4 Billion At December 31, 2007

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