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Personal Banking
Commercial Banking

Savings Plan
(FDIC Insured)

Student Savings
Passbook Savings
Statement Savings
Smart Money Market
Optima Money Market
Confirmation of Time Deposit
Flex CD
Foreign Currency Time Deposits
IRA-Regular and Roth
Business Savings
Money Market
Confirmation of Time Deposit
Foreign Currency Time Deposits
Keogh

Checking Plans
(FDIC Insured)
Simple Checking
College Checking
Personal Checking
Cathay ValuePlus Checking
NOW Commercial
Business Checking
Basic Business Checking
Smart Business Checking
Small Business Checking
Financing Programs
Mortgages-Adjustable / Conventional
SmartMortgage
Community HomeBuyers Program
Home Equity Line/Loan
Auto Loan
CathayLine Overdraft Protection
Real Estate and Construction Financing
Working Capital Financing
Asset-Based Financing
Accounts Receivable & Inventory Financing
Import & Export L/C Financing
Documentary Collections Financing
SmartCapital Loan
Small Business Administration (SBA) Guaranteed Loan
Investments
(NOT A DEPOSIT, NOT-FDIC INSURED, NOT INSURED BY ANY FEDERAL AGENCY, NO BANK GUARANTEE, MAY LOSE VALUE)
Annuity
Mutual Fund
Investment IRA
Annuity
Mutual Fund
Investment IRA
Other Services
ATM
Cathay Service Hotline
Cathay eBanking
Foreign Currency Exchange Service
Remittance
Safe Deposit Box
Travelers Check
Savings Bond
Money & Cashier Orders
Gift Certificate
Credit Card
Cathay eCashManagement
Foreign Exchange Service
Letters of Credit Issuance - Commercial/Stand by/Back-to-Back
Letter of Credit Negotiation
Remittance (Domestic and International)
Merchant Payment Processing Services
Business MasterCard®
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For customer service, please call 1-800-9CATHAY (1-800-922-8429). Customer service representatives available 6:00 a.m. - 6:00 p.m. Pacific Time, Monday through Friday, automated information available 24 hours a day, 7 days a week.

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