We understand that every business faces different challenges and financing requirements. At Cathay Bank, our experienced commercial lenders are committed to finding ways to meet all your financing needs. Throughout the years, we have been very successful in providing various financing arrangements to businesses for trading cycle, working capital requirements, equipment purchases, business expansion or merger/accuisition. We offer flexible terms and competitive pricing depending on the individual aspects of the loan. Our diverse customer base encompasses professionals, manufacturers, distributors, wholesalers, importers and exporters. Below is a summary of our commercial lending program.

Type of Financing	Import/Export financing Working capital financing Accounts receivable and inventory financing Trade financing Seasonal financing Capital expenditure financing Merger/Acquisition financing
Term	Short term loan or line of credit - Maturities from 90 days to one year Long term loan - Maturities up to 7 years
Credit Limit	For any commercial financing requirement from $1,000,000 & up to our lending limit, please contact a corporate loan officer at one of the telephone numbers below. For any commercial financing requirement below $1,000,000, please contact a Cathay Bank branch nearest you.