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Zip Code

Account Type Minimum Opening Deposit Minimum Balance to obtain Annual Percentage
Yield
Interest
Rate
Annual Percentage
Yield
Cathay ValuePlus
$50,000.00 and Over

$25,000.00 to $49,999.99

$10,000.00 to $24,999.99

$2,000.00 to $9,999.99
 
$2,000.00

$2,000.00

$2,000.00

$2,000.00
 
$50,000.00

$25,000.00

$10,000.00

$2,000.00
 
0.75%

0.65%

0.55%

0.15%
 
0.75%

0.65%

0.55%

0.15%
Smart Money Market Account
$3,000,000.00 and Over

$1,000,000.00 to 2,999,999.99

$500,000.00 to $999,999.99

$300,000.00 to 499,999.99

$100,000.00 to $299,999.99

$50,000.00 to $99,999.99

$25,000.00 to $49,999.99

$10,000.00 to $24,999.99

$0.01 to $9,999.99

$10,000.00

$10,000.00

$10,000.00

$10,000.00

$10,000.00

$10,000.00

$10,000.00

$10,000.00

$10,000.00

$3,000,000.00

$1,000,000.00

$500,000.00

$300,000.00

$100,000.00

$50,000.00

$25,000.00

$10,000.00

$0.01

  1.90%

1.80%

1.60%

1.35%

1.30%

1.00%

0.85%

0.40%

0.15%

  1.92%

1.81%

1.61%

1.36%

1.31%

1.00%

0.85%

0.40%

0.15%

The interest rate and annual percentage yield may change without prior notice.
Fees may reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 5/9/2008

Interest Rates apply to California, Texas and Washington accounts only. 

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For customer service, please call 1-800-9CATHAY (1-800-922-8429). Customer service representatives available 6:00 a.m. - 6:00 p.m. Pacific Time, Monday through Friday, automated information available 24 hours a day, 7 days a week.

©2008 Cathay Bank.