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If
you need funds to cover unexpected expenses or to consolidate personal
obligations, our equity financing will make your borrowing
fast
and easy. Home equity is the difference between the current market value of your home and your outstanding mortgage balance. Since home equity financing is secured by your home, the interest you pay may be 100% tax deductible1. Unlike other consumer financing, the interest rate is considerably lower than what you would pay on credit cards or personal loans. At Cathay Bank, we offer a variety of home equity financing alternatives with competitive rates, and no-point and no-fee options. You can choose a Home Equity Line for greater financial flexibility or a Home Equity Loan as a more traditional means of borrowing. So, pick up an application today. We'll process your request with the highest priority and give you a FAST credit decision. For more details, please call or visit one of our loan representatives at your nearest Cathay Bank branch.  1 Consult with your tax advisor regarding deductibility of interest. |
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Sitemap | CathayGeneralBancorp | Privacy Practice | Terms and Conditions | Security Disclosure | Help | Careers | |
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For customer service, please call 1-800-9CATHAY (1-800-922-8429). Customer service representatives available 6:00 a.m. - 6:00 p.m. Pacific Time, Monday through Friday, automated information available 24 hours a day, 7 days a week. | |
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