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	view demo | learn more | enroll         view demo | learn more | enroll         Cathay eBanking   Cathay eCashManagement   Cathay eStock Trading   Credit Card       Checking  Savings   CDs  Mortgage       Learn More         Zip Code	Mortgage Amount Basic Features for Comparison Fixed-rate annual percentage rate (The cost of your credit as a yearly rate which includes both interest and other charges) ARM annual percentage rate Adjustment period  Index used and current rate Margin Initial payment without discount Initial payment with discount (if any) How long will discount last? Interest rate caps: periodic overall Payment caps Negative amortization Convertibility or prepayment privilege Initial fees and charges Monthly Payment Amounts   What will my monthly payment be after twelve months if the index rate stays the same Goes up 2% goes down 2% What will my monthly payments be after three years if the index rate - stays the same goes up 2% per year goes down 2% per year Take into account any caps on your mortgage and remember it may run 30 years. Source : Federal Reserve Board (Consumer Handbook on Adjustable Rate Mortgages) Find a Cathay Bank branch near you. Find Branch  Learn More  Learn More  Learn More  Learn More
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