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At Cathay Bank, we offer you a wide array of fixed-rate mortgages with competitive rates, low down payments, no-point and no-fee options. Whether you're a first-time buyer, with or without a credit history, or looking to refinance your present mortgage, our experienced Mortgage Specialists will help you find the right loan to fit your needs.  

To help you determine which loan is best for you, the following is an overview of our mortgage loan plans at Cathay Bank. Click here for a comparison table.

Conventional Mortgage  A fixed-rate or variable-rate mortgage with no-point and no-fee options.
Smart Mortgage An easy-qualified mortgage which requires no income verification and limited credit references.
Community Homebuyers Program A no-point, no-fee mortgage program for qualified first-time home buyers. Please call our Mortgage Loan Department at 1-800-646-6383 for our most current rates.

Please call 1-800-6-Home-83 or visit one of our loan representatives at your nearest Cathay Bank branch for details.

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For customer service, please call 1-800-9CATHAY (1-800-922-8429). Customer service representatives available 6:00 a.m. - 6:00 p.m. Pacific Time, Monday through Friday, automated information available 24 hours a day, 7 days a week.

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