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Conventional Mortgage Loan

Interest Rates as of 7/5/2008
on a 15-year loan of $100,000 with an interest rate of 5.875% and 1.000 point (Annual Percentage Rate 6.147%), there would be 180 monthly payments of $837.12
on a 30-year loan of $100,000 with an interest rate of 6.375% and 1.000 point (Annual Percentage Rate 6.542%), there would be 360 monthly payments of $623.87

Jumbo Mortgage Loan

Interest Rates as of 7/5/2008
on a 15-year loan of $500,000 with an interest rate of 6.625% and 0.500 point (Annual Percentage Rate 6.728%, there would be 180 monthly payments of $4389.97
on a 30-year loan of $500,000 with an interest rate of 7.000% and 0.500 point (Annual Percentage Rate 7.064%), there would be 360 monthly payments of $3326.51

Smart Mortgage Loan

Interest Rates as of 7/5/2008
on a 15-year loan of $100,000 with an interest rate of 6.625% and 0.50 point (Annual Percentage Rate 6.822%), there would be 180 monthly payments of $877.99
on a 30-year loan of $100,000 with an interest rate of 7.000% and 0.50 point (Annual Percentage Rate 7.123%), there would be 360 monthly payments of $665.30
on a 25-year loan, due in 7, of $100,000 with an interest rate of 6.625% and 0.50 point (Annual Percentage Rate 6.860%), there would be 83 monthly payments of $683.04, and a final payment of $86,735.42
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