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Account Type
Minimum Opening Deposit
Minimum Balance to Obtain Annual Percentage
Yield
Interest Rate
Annual Percentage
Yield
Student Savings $10.00 All Balances 0.15% 0.15%
Regular Savings
$100.00 All Balances 0.15% 0.15%
Smart Money Market
$3,000,000.00 and Over

$1,000,000.00 to 2,999,999.99

$500,000.00 to 999,999.99

$300,000.00 to 499,999.99

$100,000.00 to $299,999.99

$50,000.00 to $99,999.99

$25,000.00 to $49,999.99

$10,000.00 to $24,999.99

$0.01 to $9,999.99

$10,000.00

$10,000.00

$10,000.00

$10,000.00

$10,000.00

$10,000.00

$10,000.00

$10,000.00

$10,000.00
 
$3,000,000.00

$1,000,000.00

$500,000.00

$300,000.00

$100,000.00

$50,000.00

$25,000.00

$10,000.00

$0.01
 
1.90%

1.80%

1.60%

1.35%

1.30%

1.00%

0.85%

0.40%

0.15%
 
1.92%

1.81%

1.61%

1.36%

1.31%

1.00%

0.85%

0.40%

0.15%
The interest rate and annual percentage yield may change after account opening without notice.
Fees may reduce the earnings on the account.
Interest Rates and Annual Percentage Yields are current as of 7/5/2008.
Rates apply to California, Washington and Texas accounts only.
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For customer service, please call 1-800-9CATHAY (1-800-922-8429). Customer service representatives available 6:00 a.m. - 6:00 p.m. Pacific Time, Monday through Friday, automated information available 24 hours a day, 7 days a week.

©2008 Cathay Bank.