Prime your business for growth

Ready, Set, Grow clients enjoy additional benefits and savings:

• 3 incoming wire fees waived during the promotion period⁵
• 2 free months of Autobooks – an accounting solution within our online banking that helps you send invoices and get paid more easily⁶
• A checking starter kit – including starter checks, deposit slips, and an endorsement stamp – at no additional cost⁷
• Business online banking – including bill pay, e-statements, and QuickBooks integration – at no additional cost

Promotion period: May 2 to October 31, 2022

See important details below.

1. Offer valid for new Advanced Business Checking only. Account must be opened during the promotion period with new money only. Advanced Business Checking: $3,000 minimum opening deposit. $15 monthly maintenance charge and monthly activity fees may apply. $3,000 minimum balance required to waive monthly maintenance charge (waived for first six months after opening). Activity fees still apply.
2. Offer valid for new Commercial Analysis Checking only. Account must be opened during the promotion period with new money only. Commercial Analysis Checking: $200 minimum opening deposit. $18 monthly maintenance charge and activity fees apply, which may be fully or partially offset by earnings allowance. The earnings allowance rate consists of 3 tiers and is determined by the bank. Balances maintained in the account will determine the tier used to calculate allowance. Ask a Relationship Banker for details.
3. Terms and conditions apply. To receive WSJ Prime Rate +0.00% (no floor rate), client needs to open Advanced Business Checking or Commercial Analysis Checking account with minimum of $25,000 opening deposit in new funds or existing clients maintaining month-to-day average balance of $25,000 may also qualify for promotional rate offer. Setup of auto debit of monthly payment from new or existing Advanced Business Checking or Commercial Analysis Checking account required. Opening of business checking account does not guarantee loan approval. Approval of Premium Smart Capital Loan is subject to current underwriting conditions, with promotional discount. The interest rate is subject to change from time to time based on changes in an independent index which is the Prime Rate as published in the Wall Street Journal. Loans subject to credit approval. Renewal will be subject to current pricing guidelines and underwriting. Loan application should be submitted during the promotion period from May 2 to October 31, 2022.
4. Cathay Merchant Services is offered and managed through Elavon, Inc. All applications are subject to approval by Elavon. Elavon is a registered trademark in the United States and/or other countries. All rights reserved. Offer subject to change without notice.
5. Offer valid for clients opening new Advanced Business Checking Account or Commercial Analysis Checking during the promotion period. The fee will be charged, then credited back to the account in which the wire(s) are received. We will waive up to 3 incoming wire fees per month, up to a maximum of $180 for six months, with the promotion period ending October 31, 2022.
6. To use the Autobooks service, enrollment in Cathay Bank’s Business Online Banking is required. Autobooks monthly fee of $9.99 (waived for the first two months of service). Transaction processing fees and other fees may be charged by Autobooks. Ask a Relationship Banker for details.
7. Deluxe Corporation will charge shipping and tax.

Cathay Bank reserves the right to withdraw these offers at any time.