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Online Banking

Business Savings Account

Earn interest while maintaining liquidity. Our savings products also provide the convenience of:

  1. Unlimited 24-hour access to the Cathay Service Hotline 1-800-9CATHAY (1-800-922-8429), to check balances, review deposits and to determine if recent checks have cleared.
  2. Combined balances 1 to qualify for monthly Maintenance Charge fee waivers.

Business Savings Accounts

Designed for... Businesses seeking interest income while maintaining liquidity of funds. Businesses seeking a competitive interest rate while maintaining liquidity of funds and with limited check writing capability.

Minimum Opening Deposit

$500 $10,000

Minimum Daily Balance to avoid Monthly Maintenance Charge

$500 $10,000

Monthly Maintenance Charge if requirements not met

$3 $12

Earns Interest

  • » Variable rate
  • » Compounds daily
  • » Credits monthly
  • » Variable tiered rate
  • » Compounds monthly
  • » Credits monthly

Monthly Activity Fees

An excessive transaction fee of $10.00 will be charged for each item in excess of the federally regulated limitations (no more than 6 transfers per each 4 week period). Withdrawals made in person are unlimited.



Customer service: 6:00 a.m. - 6:00 p.m. Pacific Time, Monday through Friday.

Automated information is available 24hours a day, 7 days a week.

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