Southern California Northern California Illinois Massachusetts New Jersey New York Texas Washington Nevada 中 文 | English | Español Home About Us Investor Relations Contact Us Branch Locator Personal AccountsChecking AccountsSavings AccountsCDsIRA CDDebit CardsLoansMortgage LoanHome Equity FinancingAuto LoanCredit CardsCathay Online BankingMobile Banking Business / Commercial Business AccountsBusiness Checking AccountBusiness Savings AccountCDsCash Management ServicesMerchant Deposit CaptureZero Balance AccountLockbox ServiceMerchant Bankcard ServicesCourier Deposit ServiceArmored Transport ServicesCash Vault ServicesBusiness Online BankingLoansCommercial FinancingReal Estate & Construction FinancingInternational Banking & FinancingSmart Capital LineSBA Guaranteed Loan ProgramCredit CardsCathay Business ConnectBANK@WORK Program Foreign Exchange Foreign Exchange ServiceForeign Exchange Market Update Investments Cathay Wealth ManagementAnnuitiesMutual FundsInvestment IRAsOnline Trading/Account Access Online Banking Personal Banking Business Banking Log In Log In View Demo Register Learn More View Demo Register Learn More Home > Business / Commercial > Business Accounts > CDs CDs TYPE OF PLAN CD 1,2 Recommended if you are looking for ... To have a safe investment with a fixed interest rate through maturity. Minimum Opening Deposit $2,500 Interest Fixed rate for term Term 7 days to 5 years Minimum Daily Balance to Avoid Monthly Maintenance Fee N/A Monthly Maintenance Fee if Requirements not met N/A Statement None Online Banking Free access Other Features and Benefits Earn a higher yield than regular savings deposits Interest may be credited to a Cathay Bank savings or checking account Term automatically renews at maturity or can be a fixed maturity 1No ATM or Debit Card service allowed. 2A penalty will be imposed for early withdrawal. Related links CD Rates Prefered Lender (PLP) SBAExpress Business Checking Accounts 1-800-9CATHAY (1-800-922-8429) Customer service: 6:00 a.m. - 6:00 p.m. Pacific Time, Monday through Friday. Automated information is available 24hours a day, 7 days a week.