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Online Banking

Commercial Financing

We understand that every business faces different challenges and financing requirements. At Cathay Bank, our experienced commercial lenders are committed to finding ways to meet all your financing needs. Throughout the years, we have been very successful in providing various financing arrangements to businesses for trading cycle, working capital requirements, equipment purchases, business expansion or mergers acquisitions. We offer flexible terms and competitive pricing depending on the individual aspects of the loan. Our diverse customer base encompasses professionals, manufacturers, distributors, wholesalers, importers and exporters. Below is a summary of our commercial lending program.

Type of Financing

  • Import/Export financing
  • Working capital financing
  • Accounts receivable and inventory financing
  • Trade financing
  • Seasonal financing
  • Capital expenditure financing
  • Merger/Acquisition financing
Term
  • Short term loan or line of credit - Maturities from 90 days to one year
  • Long term loan - Maturities up to 10 years
Credit Limit
  • For any commercial financing requirement from $1,000,000 and higher to our lending limit, please contact a corporate loan officer at one of the telephone numbers below.
  • For any commercial financing requirement below $1,000,000, please contact a Cathay Bank branch nearest you.

With 50 years of experience in commercial financing coupled with strong capitalization and high lending limit, our commercial loan officers can assist you in meeting your financing needs in a timely and professional manner.

For more information, please contact our corporate loan officer at the following numbers:


Shu Yuan Lai (626) 279-3276 El Monte Corporate Office
Maggie Lee (626) 279-3682 El Monte Corporate Office
Susan Yang (626) 279-3690 El Monte Corporate Office

 


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1-800-9CATHAY

(1-800-922-8429)

Customer service: 6:00 a.m. - 6:00 p.m. Pacific Time, Monday through Friday.

Automated information is available 24hours a day, 7 days a week.

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