Logo
  • 中 文 | English | Español
 

Online Banking

SBA Guaranteed Loan Program

Take advantage of a long repayment period with Cathay Bank’s SBA Loan


The U.S. Small Business Administration (SBA) was established in 1953 by Congress with the mission to "promote and assist small businesses by providing financing assistance through loan guarantees, management counseling and training, and assistance in obtaining government procurement contracts".

Cathay Bank, an SBA Preferred Lender (PLP Lender), is proud to work with the SBA to accomplish its mission by providing financing assistance through the SBA 7(a) and SBA 504 Loan Programs. The loan proceeds may be used for commercial real estate acquisition, construction, leasehold improvement, equipment and inventory purchase, business acquisition, business debt refinancing and working capital.

Below are the major SBA loan advantages and a summary of SBA 7(a) and SBA 504 Loan Programs:

Major advantages for an SBA loan

  • Low down payment (as low as 10%)*
  • Flexible requirement on collateral 
  • Longer terms than most other conventional loans (up to 25 years)*

*Owner occupied commercial real property acquisition.


For more information on SBA Loans, please visit www.sba.gov.


For all your SBA Loan needs, please contact our SBA Department at 1-866-228-4296 or (1-866-Cathay6), or your local Cathay Bank branch manager

 


phoneIcon.png

1-800-9CATHAY

(1-800-922-8429)

Customer service: 6:00 a.m. - 6:00 p.m. Pacific Time, Monday through Friday.

Automated information is available 24hours a day, 7 days a week.

Thanks for visiting the Cathay Bank Web Site!

You are about to leave the web site of Cathay Bank and enter into a site that is not controlled by us.

Cathay Bank does not endorse, sponsor or guarantee the information, content, presentation, accuracy or recommendations provided by the site. In addition, Cathay Bank is not responsible for the privacy practices or security of the site. You are encouraged to review the privacy policy of the Web Site before providing any personal information.

If you have any complaints regarding the site, or the service(s) offered, please contact us at:

Cathay Bank

Compliance Department

9650 Flair Drive EL-5-C

El Monte, CA 91731.

E-mail communication is not secure

Please do not include sensitive information such as account numbers or non-public personal information such as Social Security or Tax Identification numbers in any e-mail sent to us via this link.