Logo
  • 繁體中文 | 简体中文 | English | Español
 

Online Banking

Credit Cards

Credit cards are very convenient.  You swipe the card at the register and you get to take home a new purse or a new electronic toy you’ve been wanting without having to put down any cash.  They even give you the option of making a small affordable payment every month when they bill you, so you don’t have to pay it back all at once.  So what’s the catch?

Typically credit cards charge high interest rates because they’re designed to be easy access, short-term debt.  If you are using your card safely, you’ll put a balance on it and then repay it right away, which means you won’t pay much interest at all. 

Of course, if you use your credit card wisely, credit cards are great.  They’re very convenient to use, safer to carry than cash, and some even reward you for using them through rewards points or cash back.  On top of that, using and paying off your credit card regularly helps you build a credit history which makes it easier to take out loans in the future. Remember though, you’re borrowing money and the longer you take to pay it back might mean you end up paying a lot more than you thought.


Disclaimer

This site and any information contained herein is intended for informational purposes only and should not be construed as legal advice. See Terms and Conditions.


phoneIcon.png

1-800-9CATHAY

(1-800-922-8429)

客户服务:周一至周五美国西岸时间上午六时至晚上七时三十分。

国泰银行一线通」提供24小时帐户查询服务。

身在香港的美国客户可致电免费号码3710-1400直接联络美国客户服务中心。

谢 谢 您 浏 览 国 泰 银 行 网 站

您现在将进入一个非我们管核的网站。

国泰银行不能保证其他网站所提供的资料及建议是否正确。国泰银行亦不会对其他网站的资料保密及安全性负责。我们建议您先了解此网站的资料保密政策然后再提供个人资料。

如对此网站或其提供之服务有任何投诉,请与我们联络:

Cathay Bank

Compliance Department

9650 Flair Drive EL-5-C

El Monte, CA 91731.

電 子 郵 件 通 信 是 不 安 全 的

當透過此網站向我們發出任何電子郵件時, 請不要包含敏感資料,例如賬戶號碼或非公開的個人資料,例如社會安全或稅務識別號碼。