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Certificate of Deposit (CD)

A CD is another type of account that banks offer that gives you a place to make some money off of your cash. With CDs, you promise to keep your money in the bank for a set period of time and the bank pays you interest. Because of this, CDs are typically a safe investment. Interest rates are going to be higher with CDs than with savings accounts because with CDs, your money is typically locked in for the duration, but if you take money out early, you get hit with a penalty. 


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Cathay Bank

Compliance Department

9650 Flair Drive EL-5-C

El Monte, CA 91731.

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