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Trying to save money in a checking account is almost like trying to save money in your wallet; chances are it’s not going to happen.  That’s where savings accounts come in.  When you want to save towards a big purchase (i.e. a vacation, a new bag, or even a car), a savings account is a great place to set aside your money.

So what makes savings accounts different from checking accounts? Savings accounts don’t have debit cards attached to them, they usually provide some kind of interest and they limit the number of transactions you can make each month.  Most importantly, your savings account isn’t your checking account.  Just having that separation of accounts is a big help because it helps you clearly separate money you can spend and money you’re trying not to spend.  Put in an automatic transfer for $50 a month from your checking to your savings account and you’ll be surprised how fast that money builds up.


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