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Online Banking

Effects of ID Theft

Imposters may:

 
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call your credit card issuer to change the billing address on your credit card account. The imposter then runs up charges on your account. Because your bills are being sent to a different address, it may be some time before you realize there's a problem.
 
 
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open new credit card accounts in your name. When they use the credit cards and don't pay the bills, the delinquent accounts are reported on your credit report.
 
 
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establish phone or wireless service in your name.
 
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open a bank account in your name and write bad checks on that account.
 
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counterfeit checks or credit or debit cards, or authorize electronic transfers in your name, and drain your bank account.
 
 
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file for bankruptcy under your name to avoid paying debts they've incurred under your name, or to avoid eviction.
 
 
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buy a car by taking out an auto loan in your name.
 
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get identification such as a driver's license issued with their picture, in your name.
 
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get a job or file fraudulent tax returns in your name.
 
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give your name to the police during an arrest. If they don't show up for their court date, a warrant for arrest is issued in your name.

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1-800-9CATHAY

(1-800-922-8429)

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