One receives an unsolicited e-mail, snail mail, or fax stating that millions of US dollars need to be removed from Nigeria (or some other country, usually in West Africa) and you have been selected by government, banking officials or surviving relatives to assist. The e-mail or fax states that, "You will be amply rewarded for your assistance by retaining a percentage of the funds transferred; however, in order to facilitate the procedure your financial assistance is required up front." Once the victim answers the letter, they receive another letter along with official-looking documents. The documents may look absolutely genuine, but then how would the victim know unless s/he is experienced in verifying government and bank documents? The accompanying letter is a little more specific and informs the victim that s/he will have to provide some money for the funds to be released. Naturally, once the victim sends money requested, the scam is complete – there is no percentage of the funds being transferred. The victim has lost his/her “investment”.