• 繁體中文 | 简体中文 | English | Español

Cathay bank


Online Banking

Business Checking Account

We offer a variety of business checking accounts to meet your business needs. In addition, all of our business checking accounts offer:

1.   Unlimited 24-hour access to the Cathay Service Hotline 1-800-9CATHAY (1-800-922-8429), to check balances, review deposits and to determine if recent checks have cleared.
2.   Business Online Banking Service, which allows you to view account activities, transfer funds, review incoming checks scheduled for payment that evening prior to posting, and pay your bills right from the convenience of your computer.


Free Business BillPay Service

Yes Yes Yes Yes

Designed for...

Sole proprietors or non-profit organizations with low transaction volume. This account offers a competitive and variable interest rate. Businesses that have basic banking needs and a low volume of account activity. Businesses with moderate transaction volume, using combined balances to avoid a Monthly Maintenance Charge. Businesses with high transaction volume and cash management needs.

Minimum Opening Deposit

$1,000 $200 $3,000 $200

Monthly Maintenance Charge

$10 None $15 $16 may be offset by an Earnings Credit

Minimum Daily Balance to avoid Monthly Maintenance Charge

$1,000 OR Combined balance of $10,000 in all your business money market or Business Savings accounts N/A $3,000 OR Combined balance of $25,000 in all your business money market or Business Savings accounts Earn earnings allowance on the Available For Services balance that can be used to offset service charges

Earns Interest

  • » Variable rate
  • » Compounds monthly
  • » Credits monthly
No No No

Monthly Activity Fees

  • » $0.25 per item in excess of 50 checks paid
  • » $1.00 per deposit in excess of 25 deposits
  • » $0.25 per item in excess of 50 checks paid
  • » $1.00 per deposit in excess of 25 deposits
  • » $0.25 per item in excess of 150 checks paid
  • » $1.00 per deposit in excess of 50 deposits
  • » Various depending on the services and products setup
  • » Ask Branch for details

Cathay Business Online Banking Service Capability

Yes Yes Yes Yes




Consumer Customer Service
6:00 a.m. - 7:30 p.m. Pacific Time, Monday through Friday.

Business Customer Service

6:00 a.m. - 6:00 p.m. Pacific Time, Monday through Friday.

Automated information is available 24 hours a day, 7 days a week.

U.S. customers in Hong Kong can dial toll-free 3710-1400 to contact U.S. Customer Service directly.

Thanks for visiting the Cathay Bank Web Site!

You are about to leave the web site of Cathay Bank and enter into a site that is not controlled by us.

Cathay Bank does not endorse, sponsor or guarantee the information, content, presentation, accuracy or recommendations provided by the site. In addition, Cathay Bank is not responsible for the privacy practices or security of the site. You are encouraged to review the privacy policy of the Web Site before providing any personal information.

If you have any complaints regarding the site, or the service(s) offered, please contact us at:

Cathay Bank

Compliance Department

9650 Flair Drive EL-5-C

El Monte, CA 91731.

Cathay Bank Logo

E-mail communication is not secure

Please do not include sensitive information such as account numbers or non-public personal information such as Social Security or Tax Identification numbers in any e-mail sent to us via this link.