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Cathay bank


Online Banking

Business Savings Account

Earn interest while maintaining liquidity. Our savings products also provide the convenience of:

  1. Unlimited 24-hour access to the Cathay Service Hotline 1-800-9CATHAY (1-800-922-8429), to check balances, review deposits and to determine if recent checks have cleared.
  2. Combined balances to qualify for monthly Maintenance Charge fee waivers.

Business Savings Accounts


Monthly Activity Fees

An excess withdrawal fee of $10.00 will be charged for each item in excess of the federally regulated limitations (no more than 6 transfers per each 4 week period). Withdrawals made in person are unlimited.
Designed for... Businesses seeking interest income while maintaining liquidity of funds. Businesses seeking a competitive interest rate while maintaining liquidity of funds and with limited check writing capability.

Minimum Opening Deposit

$500 $10,000

Monthly Maintenance Charge

$3 $12

Minimum Daily Balance to Avoid Monthly Maintenance Charge

$500 $10,000

Earns Interest

  • » Variable tiered rate*
  • » Compounds daily
  • » Credits monthly
  • » Variable tiered rate*
  • » Compounds monthly
  • » Credits monthly

* We use the daily balance method to calculate the interest on these accounts. This method applies a daily periodic rate to the principal in the account each day. The entire balance accrues interest at the rate for the balance tier of the end-of-day balance. The interest rate and Annual Percentage Yield may change after account opening without notice, at our discretion. Fees can reduce earnings on the account.




Consumer Customer Service
6:00 a.m. - 7:30 p.m. Pacific Time, Monday through Friday.

Business Customer Service

6:00 a.m. - 6:00 p.m. Pacific Time, Monday through Friday.

Automated information is available 24 hours a day, 7 days a week.

U.S. customers in Hong Kong can dial toll-free 3710-1400 to contact U.S. Customer Service directly.

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