Smart Business Lending
Cathay Bank offers several affordable working capital lines of credit to help small businesses prosper and grow. The three “Smart” loans have simplified underwriting and documentation requirements, reduced collateral, and a streamlined application process for profitable businesses with good business and personal credit history.
Loan |
Loan Amount |
Minimum Years in Business |
Smart Micro Loan
|
$5,000 - $10,000
|
1+
|
Smart Capital Loan
|
$10,001 - $50,000
|
2+
|
Premium Smart Capital Loan
|
$50,001 - $250,000
|
3+
|
For your loan needs, please contact your
local Cathay Bank branch manager.