Cathay Bank - Community Loan Program

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Smart Business Lending

Cathay Bank offers several affordable working capital lines of credit to help small businesses prosper and grow. The three “Smart” loans have simplified underwriting and documentation requirements, reduced collateral, and a streamlined application process for profitable businesses with good business and personal credit history.

Loan	Loan Amount	Minimum Years in Business
Smart Micro Loan	$5,000 - $10,000	1+
Smart Capital Loan	$10,001 - $50,000	2+
Premium Smart Capital Loan	$50,001 - $250,000	3+

For your loan needs, please contact your local Cathay Bank branch manager.

1-800-9CATHAY

1-800-922-8429

Consumer Customer Service
6:00 a.m. - 7:30 p.m. Pacific Time, Monday through Friday.

Business Customer Service

6:00 a.m. - 6:00 p.m. Pacific Time, Monday through Friday.

Automated information is available 24 hours a day, 7 days a week.

U.S. customers in Hong Kong can dial toll-free 3710-1400 to contact U.S. Customer Service directly.

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