• 繁體中文 | 简体中文 | English | Español

Cathay bank


Online Banking


Budgeting helps you keep track of how much money you have coming in, how much you spend and where that money’s going.  Here are a few of steps you can take to get you started on creating a budget for yourself:


      1. Figure out how much money you have coming in from scholarships, loans, parents, job, etc.  In other words, what’s your income?  

      2. Think about what you spend, and pick some categories for your spending.  Some examples would be rent, utilities, tuition, food, debt, travel, entertainment, etc.

      3. Figure out what you HAVE to spend in those categories to survive, and yes, entertainment counts.  If the numbers aren’t clear the first month of budgeting, try to take a look at what you’ve spent the previous months to give yourself an estimate.


Not too bad, right?  Once you’ve done that, just keep track of what you bought, categorize it, and match it with your budget.  You might be surprised by what you find, but you’ll be able to keep track of where your money’s going, where you can cut back, and how much you can afford to spend on the good stuff.



This site and any information contained herein is intended for informational purposes only and should not be construed as legal advice. See Terms and Conditions.




Consumer Customer Service
6:00 a.m. - 7:30 p.m. Pacific Time, Monday through Friday.

Business Customer Service

6:00 a.m. - 6:00 p.m. Pacific Time, Monday through Friday.

Automated information is available 24 hours a day, 7 days a week.

U.S. customers in Hong Kong can dial toll-free 3710-1400 to contact U.S. Customer Service directly.

Thanks for visiting the Cathay Bank Web Site!

You are about to leave the web site of Cathay Bank and enter into a site that is not controlled by us.

Cathay Bank does not endorse, sponsor or guarantee the information, content, presentation, accuracy or recommendations provided by the site. In addition, Cathay Bank is not responsible for the privacy practices or security of the site. You are encouraged to review the privacy policy of the Web Site before providing any personal information.

If you have any complaints regarding the site, or the service(s) offered, please contact us at:

Cathay Bank

Compliance Department

9650 Flair Drive EL-5-C

El Monte, CA 91731.

Cathay Bank Logo

E-mail communication is not secure

Please do not include sensitive information such as account numbers or non-public personal information such as Social Security or Tax Identification numbers in any e-mail sent to us via this link.