• 繁體中文 | 简体中文 | English | Español



Budgeting helps you keep track of how much money you have coming in, how much you spend and where that money’s going.  Here are a few of steps you can take to get you started on creating a budget for yourself:


      1. Figure out how much money you have coming in from scholarships, loans, parents, job, etc.  In other words, what’s your income?  

      2. Think about what you spend, and pick some categories for your spending.  Some examples would be rent, utilities, tuition, food, debt, travel, entertainment, etc.

      3. Figure out what you HAVE to spend in those categories to survive, and yes, entertainment counts.  If the numbers aren’t clear the first month of budgeting, try to take a look at what you’ve spent the previous months to give yourself an estimate.


Not too bad, right?  Once you’ve done that, just keep track of what you bought, categorize it, and match it with your budget.  You might be surprised by what you find, but you’ll be able to keep track of where your money’s going, where you can cut back, and how much you can afford to spend on the good stuff.



This site and any information contained herein is intended for informational purposes only and should not be construed as legal advice. See Terms and Conditions.








謝 謝 您 瀏 覽 國 泰 銀 行 網 站


國泰銀行不能保證其他網站所提供的資料及建議是否正確。 國泰銀行亦不會對其他網站的資料保密及安全性負責。 我們建議您先了解此網站的資料保密政策然後再提供個人資料。


Cathay Bank

Compliance Department

9650 Flair Drive EL-5-C

El Monte, CA 91731.

Cathay Bank Logo

電 子 郵 件 通 信 是 不 安 全 的

當透過此網站向我們發出任何電子郵件時, 請不要包含敏感資料,例如賬戶號碼或非公開的個人資料,例如社會安全或稅務識別號碼。