Over the last decade, the mutual fund has become a widely used option in the investment world today. A mutual fund is a pool of money that is invested in a combination of stocks, bonds or money market securities according to a specific investment objective.
The benefits of a mutual fund investment include:
Portfolio diversification: Most funds invest in dozens of securities. So your risk is spread across many securities instead of just a few on your own. Also, many funds invest in different asset categories, creating an added dimension of diversification.
Professional management: Most investors lack the time and expertise to manage their investments on a full-time basis. Experienced mutual fund managers track up-to-date market information to select securities to meet each fund’s objectives.
Daily access: Mutual fund shares can be bought or sold on any day the markets are open, giving you easy access to your assets when you need them. However, mutual funds are considered long-term investments. Consult the prospectus for possible contingent deferred sales charges.
Each mutual fund pursues a specific objective, like capital growth, current income or liquidity, allowing you to select a fund that matches your own investment goals. For example, stock funds aim for long-term capital appreciation, money market instruments offer outstanding liquidity, and tax-free mutual funds seek to provide monthly income free from federal and in some cases, state income taxes1.
You can choose among hundreds of different mutual funds from some of the industry’s best known fund families. To find out more about how mutual funds can help you pursue your financial goals, contact one of our experienced financial advisors today. You will always receive objective, unbiased investment advice based on your goals, risk tolerance and investment preferences. Our knowledgeable financial advisors can evaluate your current portfolio and help you build one that is tailored to suit your financial needs.
Investors should consider the investment objectives, risks, charges and expenses of the investment company carefully before investing. The prospectus and, if available, the summary prospectus contain this and other important information about the investment company. You can obtain a prospectus and summary prospectus from your financial representative. Read carefully before investing.
1 Consult your tax advisor regarding tax consequences. Income may be subject to federal alternative
Investing in mutual funds involves risk, including possible loss of principal. There is no guarantee that a diversified portfolio will enhance overall returns or outperform a non-diversified portfolio. Diversification does not protect against market risk.
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Cetera Investment Service registered office:
825 E. Valley Blvd., 2nd Floor, San Gabriel, CA 91776 Tel: 1-877-722-8429
Cathay Wealth Management offers a wide range of investment products and services. Securities and insurance products are offered through Cetera Investment Services LLC (doing insurance business in CA as CFG STC Insurance Agency LLC), member FINRA/SIPC. Advisory services are offered through Cetera Investment Advisers LLC. Neither firm is affiliated with the financial institution where investment services are offered. Investments are:
Not FDIC/NCUSIF insured
May lose value
Not financial institution guaranteed
Not a deposit
Not insured by any federal government agency
This site is published for residents of the United States only. Registered Representatives of Cetera Investment Services LLC may only conduct business with residents of the states and/or jurisdictions in which they are properly registered. Not all of the products and services referenced on this site may be available in every state and through every advisor listed. For additional information please contact the advisor(s) listed on the site, visit the Cetera Investment Services LLC site at www.ceterainvestmentservices.com