Advanced Business Checking

Commercial Analysis Checking

Designed for

Businesses with moderate transaction volume, using combined balances to avoid a monthly maintenance charge

Businesses with high transaction volume and a need for treasury management services

Minimum to Open

$3,000

$200

Monthly Maintenance Charge

$155

Businesses which open the account during the promotion period with new money can enjoy $0 monthly maintenance charge1 for the first 6 months

$18, may be offset by an earnings allowance5

Businesses which open the account during the promotion period with new money can earn an additional 50 basis points2 for the first 6 months

Balance to Avoid Monthly Maintenance Charge

$3,000 OR combined balance of $25,000 in business money market or business savings accounts

Earnings allowance on the available balance can be used to offset charges for maintenance

 

Promotion period: July 1 to December 31, 2020

Reach out to a nearby Cathay Bank branch or submit the interest form below for more information!  

See important details below.

 


  1. Offer valid for Advanced Business Checking only. Account must be opened during the promotion period with new money only. Advanced Business Checking: $3,000 minimum opening deposit. $15 monthly maintenance charge and monthly activity fees may apply. $3,000 minimum balance required to waive monthly maintenance charge (waived for first six months after opening). Activity fees still apply. 
  2. Offer valid for Commercial Analysis Checking only. Account must be opened during the promotion period with new money only. Commercial Analysis Checking: $200 minimum opening deposit. $18 monthly maintenance charge and activity fees apply, which may be fully or partially offset by earnings allowance. The earnings allowance rate consists of 3 tiers and is determined by the bank.  Balances maintained in the account will determine the tier used to calculate allowance.  Ask a Relationship Banker for details.
  3. Offer valid for customers opening new Advanced Business Checking Account or Commercial Analysis Checking during the promotion period. The fee will be credited to the account in which the wire(s) are received. The incoming wire fee waivers are up to $120 for six months.
  4. Fees may apply for services. Ask a Relationship Banker for details.
  5. Monthly activity fees may also apply.

Cathay Bank reserves the right to withdraw these offers at any time.

Business Checking Comparison