Encryption helps protect your private information (e.g. user name and password) so that it cannot be intercepted and read by a third party. Encryption is the scrambling of information for transmission back and forth between two points. A key is required to decode the information. When you request information about your accounts, the request is sent encrypted to Cathay Bank. We then decode your request for information and send it back to you in an encrypted format. When you receive it, your information is decoded so that you can read it. Until recently, no encryption requiring a key greater than 40-bit was permitted to be exported outside of the United States and Canada. This 40-bit encryption is known as international level or export-grade encryption. The significantly stronger 128-bit encryption is referred to as U.S.- and Canada-only level or domestic-grade encryption. If you are currently using a browser
with 40-bit encryption, we would like you to upgrade now. With the release of 128-bit encryption capability and digital identity verification, you can download
a Mozilla or Microsoft browser that provides the highest level of encryption commercially available.