Revised: August 27, 2026
These Website Terms and Conditions (“Terms”) Set forth a binding agreement between you and Cathay Foundation (“Cathay,” “we,” “our,” or “us”). These Terms govern your use of our website, www.cathaybank.com/cathay-foundation (the “Site”).
PLEASE READ THESE TERMS AND CONDITIONS CAREFULLY. BY ACCESSING THE SITE AND ANY OF ITS PAGES, YOU AGREE TO BE BOUND BY THESE TERMS AND CONDITIONS. IF YOU DO NOT AGREE TO THE TERMS AND CONDITIONS BELOW, DO NOT ACCESS THE SITE, OR ANY PAGES THEREOF.
These Terms may change over time, in which case we will post the modified Terms on this page and change the Revised date. Your continued use of the Site following a change to these Terms signals your acceptance of the modification(s). In some instances, both these Terms and separate terms setting forth additional conditions may apply to a service or product offered via the Site (“Additional Terms”). To the extent there is a conflict between these Terms and any Additional Terms, the Additional Terms will control unless the Additional Terms expressly state otherwise.
PLEASE NOTE THAT THESE TERMS CONTAIN A WAIVER OF YOUR RIGHT TO PARTICIPATE IN A CLASS ACTION OR REPRESENTATIVE LAWSUIT. FOR MORE INFORMATION, PLEASE SEE THE “DISPUTE RESOLUTION & CLASS ACTION WAIVER” SECTION.
The information and materials contained in these pages, and the terms, conditions, and descriptions that appear, are subject to change. Unauthorized use of Cathay's websites and systems including but not limited to unauthorized entry into Cathay's systems, misuse of passwords, or misuse of any information posted on a site is strictly prohibited.
Information and materials published by Cathay as part of this Site are published in the United States and are intended for persons in the United States. This Site is not intended for distribution to, or use by, any person or entity in any jurisdiction or country where such distribution or use would be contrary to local law or regulation. The information, descriptions, and terms and conditions contained in these pages are subject to change.
You agree not to use the Site to:
(a) encourage a violation of any law or regulation by others;
(b) abuse, harass, stalk, defame, impersonate, or invade the privacy of anyone;
(c) infringe the rights of any third party, including intellectual property rights;
(d) alter or remove, attempt to alter or remove any trademark, copyright or other proprietary or legal notices contained in, or appearing on, the Site;
(e) transmit “junk mail,” “spam,” “pyramid scheme” solicitations, or any other mass distribution of unsolicited e-mails;
(f) interfere with the functioning of the Site;
(g) send abusive, obscene, hateful, or otherwise offensive content through the Site;
(h) reverse engineer, modify, or de-compile any part of the Site;
(i) attempt to obtain a list of Site users;
(j) employ scraping or similar techniques to aggregate, repurpose, republish or otherwise make use of the Content on the Site; or
(k) reproduce, adapt, distribute, perform, or display any content on the Site.
THE SITE MAY CONTAIN LINKS TO WEBSITES CONTROLLED OR OFFERED BY THIRD PARTIES. THE CONTENT, ACCURACY, OPINIONS EXPRESSED, AND OTHER LINKS PROVIDED BY THESE OTHER WEBSITES ARE NOT INVESTIGATED, VERIFIED, MONITORED, OR ENDORSED BY CATHAY. CATHAY HEREBY DISCLAIMS ANY LIABILITY FOR ANY INFORMATION, MATERIALS, PRODUCTS, OR SERVICES POSTED OR OFFERED AT ANY OF THE THIRD-PARTY SITES LINKED TO THE SITE. BY CREATING A LINK TO A THIRD-PARTY WEBSITE, CATHAY DOES NOT ENDORSE, RECOMMEND, OR APPROVE ANY PRODUCTS OR SERVICES OFFERED OR INFORMATION CONTAINED AT THAT WEBSITE, NOR IS CATHAY LIABLE FOR ANY FAILURE OF PRODUCTS OR SERVICES OFFERED OR ADVERTISED AT THOSE SITES. SUCH THIRD PARTY MAY HAVE A PRIVACY POLICY DIFFERENT FROM THAT OF CATHAY AND THE THIRD-PARTY WEBSITE MAY PROVIDE LESS SECURITY THAN THE CATHAY SITE.
THE INFORMATION AND MATERIALS ON THE SITE, INCLUDING TEXT, GRAPHICS, LINKS, OR OTHER ITEMS, ARE PROVIDED "AS IS" AND "AS AVAILABLE." THE INFORMATION AND MATERIALS MAY CONTAIN ERRORS, OMISSIONS, PROBLEMS, OR OTHER LIMITATIONS AND CATHAY EXPRESSLY DISCLAIMS ANY LIABILITY FOR SUCH ERRORS, OMISSIONS, PROBLEMS, OR OTHER LIMITATIONS. CATHAY DOES NOT MAKE ANY REPRESENTATIONS, WARRANTIES, OR GUARANTEES WHATSOEVER AS TO THE ACCURACY, ADEQUACY, RELIABILITY, CURRENTNESS, COMPLETENESS, OR SUITABILITY OF SUCH INFORMATION AND MATERIALS OR THEIR APPLICABILITY TO A PARTICULAR SITUATION. NO WARRANTY OF ANY KIND, IMPLIED, EXPRESS, OR STATUTORY, INCLUDING BUT NOT LIMITED TO THE WARRANTIES OF NON-INFRINGEMENT OF THIRD-PARTY RIGHTS, TITLE, MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND FREEDOM FROM COMPUTER VIRUS, IS GIVEN IN CONJUNCTION WITH THE INFORMATION AND MATERIALS. ALL RESPONSIBILITY AND LIABILITY FOR ANY DAMAGES CAUSED BY VIRUSES CONTAINED WITHIN THE ELECTRONIC FILES OF THE SITE ARE DISCLAIMED.
IN NO EVENT WILL CATHAY BE LIABLE FOR ANY DAMAGES, INCLUDING WITHOUT LIMITATION DIRECT OR INDIRECT, SPECIAL, INCIDENTAL, OR CONSEQUENTIAL DAMAGES, LOSSES, OR EXPENSES ARISING IN CONNECTION WITH THE SITE OR ITS USE OR INABILITY TO BE USED BY ANY PARTY, IN CONNECTION WITH ANY LINKED SITE, OR IN CONNECTION WITH ANY FAILURE OF PERFORMANCE, ERROR, OMISSION, INTERRUPTION, DEFECT, DELAY IN OPERATION OR TRANSMISSION, COMPUTER VIRUS, OR LINE OR SYSTEM FAILURE, WHETHER BASED ON BREACH OF CONTRACT, BREACH OF WARRANTY, TORT (INCLUDING NEGLIGENCE), PRODUCT LIABILITY, OR OTHER LEGAL OR EQUITABLE THEORY EVEN IF CATHAY OR ITS REPRESENTATIVES ARE ADVISED OF THE POSSIBILITY OF SUCH DAMAGES, LOSSES, OR EXPENSES. EXCEPT WHERE EXPRESSLY PROHIBITED BY STATUTE, CATHAY SHALL NOT BE LIABLE FOR STATUTORY DAMAGES IN RELATION TO ANY CLAIM ARISING OUT OF OR RELATING TO THE SITE, INCLUDING BUT NOT LIMITED TO STATUTORY DAMAGES OTHERWISE PROVIDED UNDER THE CALIFORNIA INVASION OF PRIVACY ACT.
YOU UNDERSTAND AND AGREE THAT THESE DISPUTE RESOLUTION TERMS APPLY TO ALL CLAIMS, DISAGREEMENTS, DISPUTES, OR CONTROVERSIES BETWEEN YOU AND CATHAY PARTIES (AND ANY OTHER RELEASED PARTY), AND CATHAY’S OFFICERS, DIRECTORS, EMPLOYEES, REPRESENTATIVES, AGENTS, ARISING OUT OF OR RELATING TO YOUR USE OF OR ACCESS TO THE SITE.
In the unlikely event that a disagreement, dispute, claim, or controversy at law or equity in connection with these Terms, Additional Terms, or the Site (collectively, a “Dispute”) arises between you and Cathay, before initiating any action, you and Cathay each agree to first provide the other a written notice (“Notice of Dispute”), which shall contain: (i) a written description of the Dispute and relevant documents and supporting information; and (ii) a statement of the specific relief sought. A Notice of Dispute can be emailed to [email protected] so that we may work in good faith to find a mutually agreeable solution. Only if the Dispute cannot be resolved as described above within sixty (60) days, may you or Cathay commence a lawsuit.
TO THE FULLEST EXTENT PERMITTED BY APPLICABLE LAW, YOU AND CATHAY AGREE THAT ANY AND ALL DISPUTES (WHETHER BASED IN CONTRACT, STATUTE, TORT, OR ANY OTHER THEORY) WILL BE RESOLVED INDIVIDUALLY, WITHOUT RESORT TO ANY FORM OF CLASS ACTION, COLLECTIVE ACTION, OR REPRESENTATIVE ACTION. ALL CLAIMS MUST BE BROUGHT SOLELY IN A PARTY’S INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS ACTION, COLLECTIVE ACTION, CONSOLIDATED ACTION, REPRESENTATIVE ACTION, OR PROCEEDING.
ANY LEGAL ACTION RELATING TO A DISPUTE MUST BE COMMENCED WITHIN ONE (1) YEAR OF THE DATE THE CAUSE OF ACTION OR CLAIM ARISES.
All the text, graphics, audio, design, code, software, and other works on the pages and the screens displaying the pages, and in the information and material and their arrangement included in these Site, are owned by Cathay unless otherwise indicated. Any redistribution or reproduction of any content of the Site is strictly prohibited. Except as expressly provided in these Terms, no part of the Site and no content may be copied, reproduced, aggregated, republished, uploaded, posted, publicly displayed, encoded, translated, transmitted, distributed, sold, licensed, or otherwise exploited for any commercial purpose whatsoever, without our express prior written permission.
The name and mark of Cathay General Bancorp, in English words and in Chinese characters, are trademarks and service marks of Cathay and are used and registered throughout the world. Cathay and its affiliated entities also claim rights in certain other trademarks and service marks contained in these web pages. All Rights Reserved.
All information submitted to Cathay via the Site shall be deemed and remain the property of Cathay, and Cathay shall be free to use, for any purpose, any idea, concepts, know-how, or techniques contained in information a visitor to the Site provides Cathay through the Site. Cathay shall not be subject to any obligations of confidentiality regarding submitted information except as agreed by Cathay as part of an established direct relationship with a customer or as otherwise specifically agreed or required by law.
All personal data that you provide to us in connection with your use of the Site is collected, stored, used, and disclosed by Cathay in accordance with our Privacy Policy, which is hereby incorporated into these Terms.
Use of the Site shall be governed by all applicable Federal laws of the United States of America and the laws of the State of California.
These Terms constitute the entire agreement between you and Cathay with respect to your use of the Cathay Site and supersede any prior agreements, representations, warranties, assurances, or discussion related to the Site. Except as expressly set forth in these Terms and Conditions, (i) no failure or delay by Cathay in exercising any of the rights, powers, or remedies hereunder will operate as a waiver of that or any other right, power, or remedy, and (ii) no waiver or modification of any term of these Terms and Conditions will be effective unless in writing and signed by Cathay.
If any provision of these Terms is found to be invalid, unlawful, void, or enforceable by any court having competent jurisdiction, the invalidity of such provision shall be deemed severable from these Terms and such provision shall not affect the validity of the remaining provisions, which shall remain in full force and effect. The summaries of provisions and Section headings are provided for convenience only and shall not limit the full Terms.
We may assign our rights and obligations under these Terms, in whole or in part, to any party at any time without any notice. These Terms may not be assigned by you, and you may not delegate your duties under them, without the prior written consent of an officer of Cathay.
We may communicate with you electronically in regard to the Site, including by email, and we may collect information related to communications between you and Cathay. You agree that unless otherwise stated, all notices, disclosures, agreements, and other communications that we provide to you electronically satisfy any legal requirement that such communications be in writing. You agree that any time you electronically transact, agree, or consent via the Site, your action is intended as an electronic signature which binds you as if you had signed on paper.
If you have questions or comments about these Terms and Conditions, please call us, email us, or send a letter using the following contact information:
777 North Broadway 1-0-A
Los Angeles, CA 90012
Attention: Compliance Department
Phone number: 800-922-8429
Email: [email protected]
