Enjoy up to 3.85% APY with a qualified CD account1
6-Month Term | 12-Month Term |
3.65% APY | 3.85% APY |
Already a CD Client?
Add a minimum of $25,000 in new funds with an opening deposit of $50,000 or more to qualify for the promotional APYs.1
Promotion Period: July 31 to September 8, 2026
Visit your nearest Cathay Bank branch or submit the interest form below for more information.
Ready to start saving? Open your CD account today.
Additional Terms:
- To qualify for the promotional Annual Percentage Yield (APY), a new personal or business CD (Certificate of Deposit account) must be opened during the promotional period with a minimum deposit of $50,000 in new funds for a 6-month or 12-month term. The minimum balance required to earn the promotional APY is $50,000. Promotional APYs will also apply to the renewal of an existing CD during the promotional period only if a minimum of $25,000 in new funds is added to the CD. New funds are defined as funds not currently on deposit at Cathay Bank and exclude funds from accounts closed within the previous 10 business days. The APYs stated above are effective as of July 31, 2026, and are subject to change at any time. No other bonus rates are available for this promotion. A penalty will or may be imposed for early withdrawal. Fees could reduce earnings on the account. Cannot be combined with any other offers.
Cathay Bank reserves the right to withdraw these offers at any time.
