Build wealth for retirement or set yourself up with a reliable future income with our range of annuity options that offer a tax-deferred advantage.
Choose the right annuity strategy to provide a steady income before or after your retirement.
Accumulate and transfer funds without paying taxes throughout the life of your annuity.
Explore options for protecting your wealth and assets from creditors.
Invest what you can afford into your annuity without penalties or fees.
Our deferred variable annuities and immediate variable income annuities connect your annuity to the financial markets, offering more opportunities for your investment to grow over the long term. While variable annuities come with some risk, our Financial Advisors can help guide you to the right option for building predictable returns on your timetable with no upfront charges.
For more conservative investors, our deferred fixed annuities, immediate fixed income annuities and deferred fixed income annuities offer a fixed rate of return and less risk than variable options. Fixed annuities offer a tax-deferment option that protects your investments against market volatility and features no upfront sales charges.
Investors should consider the investment objectives, risks, charges and expenses of the variable insurance contract and sub-accounts carefully before investing. The prospectus and, if available, the summary prospectus contains this and other information about the variable insurance contract and underlying investment options. You can obtain prospectuses and summary prospectuses from your financial representative. Read prospectuses and summary prospectuses carefully before investing.
Annuities are designed to provide income at retirement, so any withdrawals prior to age 59-1/2 may be subject to a 10% federal tax penalty. Gains from tax-deferred investments are taxable as ordinary income upon withdrawal.
Guarantees are based on the claims paying ability of the issuer.
Policy loans and withdrawals will decrease the cash value and death benefit. Fixed annuities are subject to surrender charges. Please read carefully the annuity contract of the specific annuity you are interested in for details.
Variable annuities often carry mortality and expense charges, and administrative fees. Also, variable annuities are subject to market risk and may lose value.