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Open An Account

Open An Account

At Cathay Bank, we believe banking should be simple. Whether you’re opening an account or accessing your money online, we offer a variety of products and services to make managing your finances easier and more convenient.

Maximize your savings opportunities with our 6-month or 12-month Digital Personal CDs or our Digital Statement Savings account earning our special Annual Percentage Yield. Or save a trip to your local branch by applying for a home mortgage or credit card online in minutes. We’ve made the process secure and hassle-free, so you have more time to focus on what’s important, like your personal or family savings, a child’s education, a business, or your retirement.

Find the right account for you to experience every advantage of banking with us!


Digital Personal CDs

A safe investment with a fixed interest rate through maturity, with terms of 6 or 12 months

Accounts 6-month CD
Earns 0.40% Annual Percentage Yield (APY)
12-month CD
Earns 0.50% APY
  • Requires Opening Deposit $10,000.00 - $249,999.99 
  • Balance required to earn 0.40% APY is $10,000.00 - $249,999.99
  • Early withdrawal penalty applies; fees can reduce earnings
  • Requires Opening Deposit $10,000.00 - $249,999.99 
  • Balance required to earn 0.50% APY is $10,000.00 - $249,999.99
  • Early withdrawal penalty applies; fees can reduce earnings

Open now



Digital Statement Savings

A consumer (personal) savings account with quarterly statements.

Tiered, variable rates:

  • Balance $0.01 – $49,999.99 earns 0.15% APY
  • Balance $50,000.00 – $99,999.99 earns 0.20% APY
  • Balance $100,000 & up earns 0.20% APY

Interest rate and Annual Percentage Yield (APY) may change after account opening without notice, at our discretion. Fees can reduce earnings.

Open now



Cathay Home Lending 

Fixed or adjustable rate home mortgage options for your needs
(To apply online, use a desktop or laptop computer)

Apply now



Consumer and Business Credit Card

Explore our new credit card options
(Issued by Pinnacle Financial Partners)

Apply now



Cathay Bank

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