Skip to main content

Digital Personal Checking

Manage your checking simply and safely online

Enjoy our Digital Personal Checking package of services with unlimited check writing, a complimentary first order of Cathay basic style checks, and our Gold debit card. With a Digital Personal Checking account, you get access to a wide selection of banking options plus advanced online features that provide more flexibility in managing your account.

 

To open an account, after you click on Open Now:

  • If you are an existing Cathay Bank customer, select “I’m already a customer.”
  • If you are new to Cathay Bank, select “I’m a new customer.”
  • If you started an account application not yet submitted, select “I already have an application.”

Low minimum opening deposit

Open a Digital Personal Checking account with as little as $100.

24/7 online access

Get convenient access to banking accounts from your mobile, tablet or computer.

FDIC insured

Get FDIC protection on your account for up to $250,000 per depositor for each ownership category.

Flexible access

Use your debit card to make purchases anywhere VISA® is accepted, and to access funds at Cathay Bank ATMs or our surcharge-free ATM network.

Get to know Digital Personal Checking

  • The minimum opening deposit is $100.
  • $10 monthly maintenance charge, waived if you maintain a minimum daily balance of $1,000 in the account.
  • 24/7 online account access including Bill Pay and Send Money, our fast and safe way to send person-to-person payments to anyone, at no charge.
  • Fee waived for first order of basic style checks.
  • Gold debit card.
  • Unlimited check writing.
  • Unlimited teller service.
  • Surcharge-free withdrawals at ATMs within the PULSE Select® / Money Pass® ATM network.

 

 

To open an account, after you click on Open Now:

  • If you are an existing Cathay Bank customer, select “I’m already a customer.”
  • If you are new to Cathay Bank, select “I’m a new customer.”
  • If you started an account application not yet submitted, select “I already have an application.”

Open now

 

 

Cathay Bank

Email communication is not secure

Please do not include sensitive information such as account numbers or other personal information such as Social Security or Tax Identification numbers, driver’s license numbers, etc. in any email sent to us via this link.