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Insights by Cathay

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Inspiration for Your Business and Life

A woman in an orange shirt sits in front of her laptop in a dimly lit apartment, checking to report a phishing scam online.

10 Types of Phishing Attacks & Examples

This article outlines 10 different types of phishing attacks, providing examples and warning signs to help you recognize and avoid them. Keep reading
An adult male bank manager stands at the counter to answer the adult woman's questions about her monthly statements and recent check cashing.

How To Recognize and Avoid Check Fraud: A Comprehensive Guide

Are you curious how you can better protect yourself from check fraud? We’ll provide details that can help you identify and stop this type of scam before it causes you economic harm or snowballs into a bigger problem. Keep reading
An adult male bank manager stands at the counter to answer the adult woman's questions about her monthly statements and recent check cashing.
A graphic design depicts a blue padlock over a dark background with orange and yellow embers surrounding it to emphasize the importance of cybersecurity.

Vishing: Understanding, Identifying, and Preventing Voice-Based Attacks

With advancing tech also comes increasingly complex threats. One is vishing — or “voice phishing.” Curious about what exactly this risk is and how it can be prevented? We’re covering that in this blog. Keep reading
A graphic design depicts a blue padlock over a dark background with orange and yellow embers surrounding it to emphasize the importance of cybersecurity.
Executive Vice President, Director of CRE & Construction Lending, Kirk Malmrose, poses for a professional headshot.

Recovery & Beyond: SoCal Wildfires

Kirk Malmrose, Executive Vice President and Director of Commercial Real Estate and Construction Lending, joined the Los Angeles Business Journal to provide insights on the aftermath of the California Wildfires. Keep reading
Executive Vice President, Director of CRE & Construction Lending, Kirk Malmrose, poses for a professional headshot.
A woman with short black hair sits on a couch at home while trying to open an online banking account using her laptop.

How To Open a Bank Account Online

How easy is it to open an online bank account? Truthfully, it’s pretty simple when you choose the right bank. Let’s look at how to open an online bank account and share key benefits and helpful tips to get started. Keep reading
A woman with short black hair sits on a couch at home while trying to open an online banking account using her laptop.
A couple sips coffee and tracks the foreign currency exchange value over a mobile application before they travel abroad.

A Comprehensive Guide to Foreign Currency Exchange

Are you running an international business or preparing to travel abroad? You’ll need to swap out your local money for foreign currency. But what’s the most efficient and cost-effective way to do this? Use this blog to guide converting U.S. dollars to foreign currencies and vice versa. Keep reading
A couple sips coffee and tracks the foreign currency exchange value over a mobile application before they travel abroad.
A woman wearing a yellow sweater looks cozy while sitting on the couch in her living room while holding important financial documents and checking her credit history on her cell phone.

Mastering Credit: Understanding, Building, and Managing Your Credit

Every financial decision you make can impact your credit score. Consider this as your guide to mastering credit. We’re covering how to build and manage credit history so you can start doing so and be more strategic in your credit building. Keep reading
A woman wearing a yellow sweater looks cozy while sitting on the couch in her living room while holding important financial documents and checking her credit history on her cell phone.
A group of students chatting happily while walking in the campus.

Cathay Bank Foundation Announces 2024 Scholarship Recipients

In 2024, the Cathay Bank Foundation held its annual Scholarship Program for the sixth consecutive year to award outstanding high school seniors. Keep reading
A group of students chatting happily while walking in the campus.
A sign states that the board members from Cathay Bank are the most diverse group in Southern California.

Ranked #1 as Most Diverse Board in Southern California

The Cathay Board has been recognized as the most diverse in Southern California by L.A. Times B2B Publishing. Keep reading
A sign states that the board members from Cathay Bank are the most diverse group in Southern California.
Executive Vice President, Director of CRE & Construction Lending, Kirk Malmrose, poses for a professional headshot.

Kirk Malmrose Weighs in on the 2024 Outlook

Executive Vice President, Director of CRE & Construction Lending, Kirk Malmrose, participated in the L.A. Times B2B Publishing panel to discuss his perspective and insights in real estate for 2024. Keep reading
Executive Vice President, Director of CRE & Construction Lending, Kirk Malmrose, poses for a professional headshot.
A US-China UCLA Anderson Forecast logo floats over a background image of a pink lit sky over shipping containers off a U.S. port.

U.S.-China Report 2024 Fall Update

The latest report, “From Disinflation to Rate-Cuts, The U.S. — China Economic Outlook,” discusses whether the U.S. can effectively manage inflation and stave off a recession. If so, how significant will the interest rate cuts be? Keep reading
A US-China UCLA Anderson Forecast logo floats over a background image of a pink lit sky over shipping containers off a U.S. port.