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Insights by Cathay

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Inspiration for Your Business and Life

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A small business owner adjusts an “open” sign on the front window of a shop. Reflections of the street, cars, and warm interior lights show a lively neighborhood environment.

SBA Loan Programs Support Small Business Owners

Laurence Yeung, Senior Vice President and Director of SBA, discusses how the team helps small businesses access flexible financing by offering professional guidance, seminars, and personalized… Keep reading
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A small business owner adjusts an “open” sign on the front window of a shop. Reflections of the street, cars, and warm interior lights show a lively neighborhood environment.
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Business professional meeting with clients, shaking hands over documents during a discussion on analyzed business checking solutions.

Analyzed Business Checking: A Practical Guide for Businesses

An analyzed business checking rewards high balance companies to earn credits, which reduce or eliminate monthly fees. If your business handles frequent transactions, this could be a smarter, more… Keep reading
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Business professional meeting with clients, shaking hands over documents during a discussion on analyzed business checking solutions.
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An employee at a small business wearing a green blouse with black overalls smiles as she speaks with a customer on the phone over her office desk.

12 Cybersecurity Tips for Small Businesses

Cybersecurity is essential for small businesses to protect sensitive data and maintain trust with clients. Discover how to protect your business from threats. Keep reading
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An employee at a small business wearing a green blouse with black overalls smiles as she speaks with a customer on the phone over her office desk.
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A US-China UCLA Anderson Forecast logo floats over a background image of a pink lit sky over shipping containers off a U.S. port.

U.S.-China Report 2024 Fall Update

The latest report, “From Disinflation to Rate-Cuts, The U.S. — China Economic Outlook,” discusses whether the U.S. can effectively manage inflation and stave off a recession. If so, how significant… Keep reading
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A US-China UCLA Anderson Forecast logo floats over a background image of a pink lit sky over shipping containers off a U.S. port.
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A US-China UCLA Anderson Forecast logo floats over a background image of a pink lit sky over shipping containers off a U.S. port.

U.S.-China 2024 Annual Economic Report

The latest report, “A Tale of Two Economies, The U.S.-China Economic Outlook,” discusses the drivers behind U.S. economic strength, dynamics, and trends in international trade and supply chains, and… Keep reading
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A US-China UCLA Anderson Forecast logo floats over a background image of a pink lit sky over shipping containers off a U.S. port.
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A young woman presents asset-based lending options to a meeting room full of people.

What Is Asset-Based Lending?

Your business may not always have the proper cash flow to be evaluated when taking out a traditional business loan. But that shouldn’t stop you from continuing to grow your company. When you’re in… Keep reading
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A young woman presents asset-based lending options to a meeting room full of people.
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A man sits at his wooden desk in a brightly lit office while staring at his laptop and holding his credit card with a worried look about fraud alerts

Bank Mobile Alert Scam: How to Spot Text Message Scams and Outsmart Fraudsters

What happens when you receive a text message or fraud alert that you’re not sure is real? Let’s take a close look at common text and email scams and how you can protect yourself. Keep reading
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A man sits at his wooden desk in a brightly lit office while staring at his laptop and holding his credit card with a worried look about fraud alerts
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A person holds their cellphone and taps on the screen showing their investment options on a finance app.

How to Start Investing: 5-Step Guide

Done correctly, investing can empower you to pursue your short- and long-term financial goals. However, many financial consumers are overwhelmed by investing, while others simply don’t know where to… Keep reading
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A person holds their cellphone and taps on the screen showing their investment options on a finance app.
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A world map is depicted as a 3D puzzle comprising different numbers with blue, purple, and pink-orange hues throughout.

U.S.-China Report 2023 Fall Update

Over the last six months, the trajectories of the U.S. and Chinese economies have diverged. In the latest report, “De-risking in a Risky World,” U.S. interest rates and a 2024 recession are also… Keep reading
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A world map is depicted as a 3D puzzle comprising different numbers with blue, purple, and pink-orange hues throughout.
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A group of business partners gather inside a meeting room to discuss stocks, investments, and more.

What To Know About the Market Risk Premium as an Investor

Investing requires a series of formulas and a baseline understanding of the financial markets to receive a successful return. Learn the basics of the premium and how to use it in this blog. Keep reading
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A group of business partners gather inside a meeting room to discuss stocks, investments, and more.