Basic Checking
Enjoy our Basic Checking package of services with unlimited check writing and no monthly service charge.
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Simple Checking
Enjoy our Simple Checking package of services with unlimited check writing.
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Personal Checking
Enjoy our Personal Checking package of services with unlimited check writing, a complimentary first order of Cathay basic checks, and a higher debit card limit.
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Cathay ValuePlus Checking
The convenience of a checking account — plus interest — with a wide range of value-added benefits.
View Cathay ValuePlus Checking
Student Advantage Checking
Student Advantage Checking is the perfect account for post-secondary students to easily manage their finances.
View Student Advantage Checking
Debit Cards
A Cathay Bank debit card is safer than cash, easier than checks and convenient to use.
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Passbook Savings
Watch your money grow with a traditional savings account that helps you keep track of your balance in a passbook.
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Statement Savings
Enjoy a basic savings account with a quarterly statement. Statement Savings accounts earn interest over time, which can help you reach your financial goals more quickly, and are a great option for anyone focused on savings.
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Student Savings
Student Savings is the perfect account for helping children develop good savings habits, with a low opening deposit and no monthly maintenance charge.
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Smart Money Market
If you have higher deposits, a Smart Money Market lets you earn higher interest rates as your balance grows.
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Optima Money Market
Our Optima Money Market helps you earn competitive interest rates with higher balance tiers in an accessible account, for more flexibility than a fixed-term CD.
View Optima Money Market
Certificates of Deposit
Certificates of Deposit or CDs provide a safe investment with a fixed interest rate through maturity.
View Certificates of Deposit
Individual Retirement Accounts (IRAs)
Individual Retirement Account (IRA) CDs are a safe, tax-advantaged investment option that can help you build savings for retirement.
View Individual Retirement Accounts (IRAs)
Home Mortgage Loans
Whether you're a first-time home buyer, want to upgrade your current home, or you’re ready to refinance your present mortgage, our experienced Mortgage Loan Originators (MLO) are here to help.
Mortgage Loan Calculator
Find a Mortgage Loan Originator
View Home Mortgage Loans
Home Equity Line of Credit
Need funds to build an accessory dwelling unit (ADU), transform your home, consolidate debt, or tackle major expenses? Look no further than our Home Equity Line of Credit (HELOC) program.
Explore our HELOC program
Online Banking
Manage your finances more simply and efficiently with our secure online banking platform.
Bill Pay Service
Wires
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Mobile Banking App
Our customers can enjoy the convenience of managing their accounts whenever and wherever they want.
View Mobile Banking App
Zelle®
Send and receive money with Zelle®
Introducing Zelle®
SavvyMoney®
Staying on top of your credit has never been easier! Available in online & mobile banking.
View SavvyMoney®
For incoming wire instructions, please click on the applicable sender’s currency type below:
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Our team is happy to assist you with all your Personal Banking needs. Please reach out for more information.
