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Student Advantage Checking

A smarter way to manage expenses while completing your education

Student Advantage Checking is the perfect account for post-secondary students to easily manage their finances. Whether you’re saving for school or starting your education, our Student Advantage Checking account helps you track spending, transfer funds and pay bills with ease.

An economical choice

No monthly maintenance charge or minimum balance, and all incoming wire fees are waived.

24/7 online access

Convenient access to banking accounts from mobile, tablet or computer.

FDIC insured

Get FDIC protection on your account for up to $250,000 per depositor for each ownership category.

Flexible access

Use your debit card to access funds at Cathay Bank ATMs or our surcharge-free ATM network.

Get to know Student Advantage Checking

  • The minimum opening deposit is $10.
  • No monthly maintenance charge.
  • 24/7 online account access including Bill Pay and Cathay PeoplePayment at no charge.
  • Classic debit card.
  • Unlimited check writing.
  • Unlimited teller service.
  • Surcharge-free withdrawals at ATMs within the PULSE Select® / Money Pass® ATM network.

Must be age 18 years or older, enrolled in any form of post-secondary education, and present a valid student ID. After 5 years the Student Advantage Checking account will be converted to a Personal Checking account and will be subject to the terms of that account, including the assessment of a monthly maintenance charge if the minimum daily balance requirement for the Personal Checking is not met. Ask for details.

Cathay Bank

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Please do not include sensitive information such as account numbers or other personal information such as Social Security or Tax Identification numbers, driver’s license numbers, etc. in any email sent to us via this link.

Have a question?

Our team is happy to assist you with all your Personal Banking needs. Please reach out for more information.