Our Optima Money Market helps you earn competitive interest rates with higher balance tiers in an accessible account, for more flexibility than a fixed-term CD. No matter what you’re saving for, an Optima Money Market account can help you reach your savings goals more quickly than traditional accounts.
The Optima Money Market earns a variable tiered interest rate, with higher yields for higher balances.
Use your ATM card to access funds at Cathay Bank ATMs or our surcharge-free ATM network.
Get FDIC protection on your account for up to $250,000 per depositor for each ownership category.
The interest will compound and credit monthly, as shown on your monthly statement.
Our team is happy to assist you with all your Personal Banking needs. Please reach out for more information.
