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Staying on Top of Your Credit Has Never Been Easier!

A comprehensive tool empowering clients to take control of their credit scores* and reports in real-time through online and mobile banking.

The Cathay Bank website is displayed on a laptop and mobile device prototype to show off a credit score report.

Take control of your financial  health and access all the necessary resources to stay on top of your credit. You can do this anytime and anywhere for free.


Enroll in SavvyMoney® Now!

A grey and red icon displaying a lock. A grey and red icon displaying a location pin. A grey icon displaying a circle with a red icon displaying a check mark in the middle of the circle.


Login through online or mobile banking.


Located on the left panel, click on “Credit Score & Report.”


Enroll in SavvyMoney® to view your credit report. 



  • Access to your Credit Score & Report
  • Real-time Credit Monitoring Alerts
  • Personalize Credit Score Action Plan
  • Credit Score Simulator
  • Credit Score Goals


For a complete list of SavvyMoney® frequently asked questions, please visit the the SavvyMoney® FAQ.

* Please note that the score provided under this service is for educational purposes and may not be the score used by Cathay Bank to make credit decisions. Cathay Bank looks at many factors to determine your credit options; therefore, a specific FICO score does not guarantee a specific loan rate, approval of a loan, etc. Cathay Bank does not provide advice or assistance with rebuilding or improving your credit record, credit history, or credit rating.

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SavvyMoney® Frequently Asked Questions

Cathay Bank

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