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Lending

Easy, convenient loan options

for all of life's big expenses

Flexible and convenient lending

From large purchases to unexpected expenses, our Personal Lending solutions can help you access the funds you need to achieve your personal and financial goals.

Cathay Bank offers flexible lending options for almost any type of purchase or unexpected expense. Whether you want to purchase a home, pay for a wedding, plan a vacation or simply pay off bills or consolidate your debt, our experienced bankers can tailor a loan to fit your needs and goals.

Our Personal Lending solutions feature competitive rates and flexible repayment terms, plus an easy application process that gives you quick access to your funds upon approval.

Easy to apply

Apply for a loan online or by visiting your local Cathay Bank branch.

Lending flexibility

Finance big or small purchases at flexible terms and rates.

Simpler payments

Use our automated Bill Pay service to make on-time payments easier and more convenient.

Relationship discount

Take advantage of our relationship discount on home mortgages and home equity financing.

Mortgage appointments open!
Schedule a remote online interview.

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Personal Lending

Products & Services

The right mortgage options for
buying your dream home

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Cathay Bank

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Please do not include sensitive information such as account numbers or other personal information such as Social Security or Tax Identification numbers, driver’s license numbers, etc. in any email sent to us via this link.

Have a question?

Our team is happy to assist you with all your Personal Banking needs. Please reach out for more information.