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Cathay bank

Online Banking

Consumer Credit Card

Choose the card that best suits you

We are pleased to offer you our family of competitive, feature-rich credit cards. Whether you are looking to earn points faster or lower your APR, we have a card that is right for you.

With local decision making and servicing, quick turnaround and a variety of options, you will find our consumer credit cards are definitely not “one-size-fits-all.” Each card offers these great benefits:

No annual fee

Review our terms and conditions

No over-limit fees

Review our terms and conditions

Secure and convenient access

Secure online access, 24 hours a day, 7 days a week, and 24-hour customer service phone line

Premium benefits

Including extended warranties, price protection and auto rental coverage

Multiple payment options

Including automatic debit, online bill pay, in a Cathay Bank branch or by mail

Contactless payment technology

Apple Pay®, Samsung PayTM and Google Pay®, as well as Masterpass secure purchases in store, online or on an app
Cathay Bank consumer credit cards
Card Welcome Offer Benefits

Mastercard® World

Apply now for MasterCard® World
Attractive one-time signup bonus of 10,000 points after spending $3,000 in the first three months after card opening – use the bonus points for either $100 cash back, statement credit or redeem for gift cards or travel rewards
  • Earn 1 point for every $1 spent
  • Earn 2 points for every $1 spent on travel and dining**
  • No limit to the number of points earned
  • If you do not meet the criteria for this card, you may be considered for the Mastercard Platinum Rewards Card

Mastercard® Platinum Rewards

Apply now for MasterCard® Platinum Rewards
One-time signup bonus of 5,000 points after spending $1,000 in the first three months after card opening – use the bonus points for either $50 cash back, statement credit or redeem for gift cards
  • Earn 1 point for every $1 spent
  • No limit to the number of points earned

Mastercard® Platinum

Apply now for MasterCard® Platinum
0% APR for purchases and balance transfers made in the first 6 months after account opening

Click here to learn more about our credit cards.

Subject to credit approval. Ask for details.

*Upon approval, a letter will be mailed acknowledging your new account. The Rewards Bonus period begins on the date of the new account letter and ends 90 days later. For details on Rewards Program, please visit the Reward Program page and select Rewards Terms and Conditions. Rewards options are subject to change without notice.

**We group similar merchant category codes into Purchase Categories that are used to calculate the stated rewards points. We make every effort to include all relevant merchant category codes in the listed Purchase Categories. However, even though a merchant or the items that it sells may appear to fit within a Purchase Category, the merchant may not provide us with the merchant code that will fall within that Purchase Category. Because of this, we cannot guarantee that a purchase will qualify for more than the standard 1 (one) rewards points as any purchase where a merchant uses a category code outside of the eligible Purchase Category does not qualify for additional rewards points.

Mastercard® is a registered trademark of Mastercard® International Incorporated.

Certain terms, conditions, and exclusions apply. Call 1-800-MASTERCARD-ASSIST (1-800-622-7747) for assistance.

Cards are issued by Pinnacle Financial Partners.

phoneIcon

1-800-9CATHAY

1-800-922-8429

Consumer Customer Service
6:00 a.m. - 7:30 p.m. Pacific Time, Monday through Friday.
 

Business Customer Service

6:00 a.m. - 6:00 p.m. Pacific Time, Monday through Friday.

Automated information is available 24 hours a day, 7 days a week.

U.S. customers in Hong Kong can dial toll-free 3710-1400 to contact U.S. Customer Service directly.


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