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Advanced Business Checking

Checking built for your growing business

Get essential business checking features to help you manage expenses, pay bills and optimize funds between select Cathay accounts.

As your business grows, your checking account should grow with you. Our Advanced Business Checking account gives your business banking flexibility, enabling you to conveniently manage more transactions each month and combine balances across multiple Cathay accounts.

24/7 online access

Access current account information for deposits and loans, transaction reporting, and funds transfers with online banking or our mobile app.

Robust treasury management tools

Make deposits at your office, expand customers’ payment options with merchant services, and implement Positive Pay fraud control services.

Business bill pay

Our free bill pay solution includes scheduling one time or recurring payments to businesses in the U.S. at any time.

FDIC insured

Get FDIC protection on your account for up to $250,000 per depositor for each ownership category.

Get to know Advanced Business Checking

  • The minimum opening deposit is $3,000.
  • $15 monthly maintenance charge, waived if you maintain a minimum daily balance of $3,000 in the account or a combined balance of $25,000 in related business money market or business savings accounts.  Monthly activity fees may also apply.
  • Monthly activity fees of $0.25 per item in excess of 150 checks paid and $1.00 per deposit in excess of 50 deposits.
  • 24/7 business online account access via desktop, tablet, or mobile, including Business Bill Pay at no cost and Treasury Management services. (Message and data rates may apply to online and mobile banking services. Fees may apply for select Treasury Management services.)
  • Business debit card.

 

Limited time offers
Open Advanced Business Checking

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Please do not include sensitive information such as account numbers or other personal information such as Social Security or Tax Identification numbers, driver’s license numbers, etc. in any email sent to us via this link.

Have a question?

Our team is happy to assist you with all your Business Banking needs. Please reach out to your branch or relationship manager for more information.