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Business Savings

Boosting your business savings potential

Our Business Savings accounts offer competitive rates plus added benefits that help your savings work for your business.

As a community bank with commercial banking roots, we understand the unique savings needs of today’s growing businesses. With interest rates that increase as your balance grows, and security features that safeguard your savings, Cathay Bank helps your business maximize its savings potential and ensure your funds are protected for the future.

Earn higher returns

Earns a variable tiered interest rate based on your balance.

Daily compounding

The interest will compound daily and credit monthly.

FDIC Insured

Get FDIC protection on your account for up to $250,000 per depositor for each ownership category.

Flexible access

Use your ATM card to access funds at Cathay Bank ATMs or our surcharge-free ATM network.

Get to know Business Savings

  • The minimum opening deposit is $500.
  • $5 monthly maintenance charge if the required $500 minimum daily balance in the account is not met.
  • 24/7 online account access and unlimited in-person teller service.
  • Surcharge-free withdrawals within the PULSE Select® / Money Pass® ATM network.
  • No more than 6 transactions per month; an excess withdrawal fee of $10 will be charged for each transaction in excess of the federally regulated limitations.

 

Cathay Bank

Email communication is not secure

Please do not include sensitive information such as account numbers or other personal information such as Social Security or Tax Identification numbers, driver’s license numbers, etc. in any email sent to us via this link.

Have a question?

Our team is happy to assist you with all your Business Banking needs. Please reach out to your branch or relationship manager for more information.