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Business Money Market

Maximize your business earnings

Our Business Money Market account helps your business use excess cash to grow its business savings, giving you the financial flexibility to take advantage of future opportunities.

As markets change and new opportunities arise, having your savings accessible and earning interest can provide the funding you need to achieve your long-term objectives. With a Business Money Market account, you’ll enjoy easy access to your savings, plus earn competitive rates based on your monthly balance.

Earn higher returns

Our Business Money Market account earns a variable tiered interest rate that may be higher than other savings accounts.

Monthly compounding

The interest will compound and credit monthly, as shown on your monthly statement.

FDIC insured

Get FDIC protection on your account for up to $250,000 per depositor for each ownership category.

Flexible access

Use your ATM card to access funds at Cathay Bank ATMs or our surcharge-free ATM network.

Get to know Business Money Market

  • The minimum opening deposit is $10,000.
  • $12 monthly maintenance charge if the required $10,000 minimum daily balance in the account is not met.
  • 24/7 online account access and unlimited in-person teller service.
  • Surcharge-free withdrawals within the PULSE Select® / Money Pass® ATM network.
  • No more than 6 transactions per month; an excess withdrawal fee of $10 will be charged for each transaction in excess of the federally regulated limitations.

 

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Have a question?

Our team is happy to assist you with all your Business Banking needs. Please reach out to your branch or relationship manager for more information.