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Enhance employee benefits

Our [email protected] Program gives your employees access to convenient banking options, including checking and savings account options, ACH direct deposit of payroll, no fees on cashier’s checks, and a variety of other benefits.

Your employees are one of your most valuable business assets. Show how much they mean to your organization with our [email protected] program: Convenience Checking, Convenience Savings, and Family Convenience Banking Program.

Made exclusively for your employees, our [email protected] accounts can help enhance your company’s benefits package and give employees a better way to reach their personal and family financial goals:

Convenience of Direct Deposit

Boost employee benefits with a checking and savings account that simplifies your payroll processing while offering the convenience of direct deposit for the employee.

Low No-Fee Minimums

Employees can get monthly service fees waived by maintaining a low minimum daily balance or with a monthly ACH direct deposit.

24/7 Online Account Access

Convenient employee access to banking accounts from mobile, tablet or computer, including Bill Pay and Cathay PeoplePayment at no charge.

Family Banking Eligibility

Employees can open up to 5 Family Convenience Checking accounts for family members as a joint [email protected] account owner.

Relationship Discount

Employees can enjoy 0.125% relationship discount on home mortgage or home equity financing when enrolled in autopay from a Cathay personal checking or savings account.1

Flexible Withdrawals

Employees can use their Cathay Bank ATM or debit card for surcharge-free withdrawals at Cathay Bank ATMs and ATMS within the PULSE Select®/MoneyPass® ATM network.

Get to know [email protected] Convenience Checking

  • There is no minimum opening deposit, with up to 60 days to fund the account.
  • $10 monthly maintenance charge waived if an ACH credit is posted at least monthly to the account, or a minimum daily balance of $100 in the account.
  • Waived cashier’s check fees.
  • Gold debit card included.
  • Online banking and mobile banking services available at no additional cost.
  • First order of Spirit Checks available at no charge.

 

Get to know [email protected] Convenient Savings

  • Convenience Savings account available as part of [email protected] package.
  • There is no minimum opening deposit, with up to 60 days to fund the account.
  • $3 monthly maintenance charge waived by monthly auto-transfer of $25 or more from another Cathay account or if maintain a minimum daily balance of $500.
  • Interest rate and Annual Percentage Yield is “bumped” an additional 0.10% from the standard Statement Savings rate.

 

Get to know [email protected] Family Convenience Checking

  • Available as part of the [email protected] package, Convenience Checking account holders are eligible for the Family Banking Program, enabling account holders to open up to 5 Family Convenience Checking accounts.
  • The minimum opening deposit is $100 for this account.
  • Convenience Checking account holder must be primary owner on any related Family Convenience Checking account(s).
  • Monthly maintenance charge waived on any Family Convenience Checking account as long as the primary Convenience Checking account stays open.

 

 


  1. 0.125% relationship discount apples to all Cathay Bank home mortgage products except Conventional fixed rate and adjustable rate home mortgage products, if you authorize us to automatically withdraw your monthly payments from a Cathay Bank checking or savings account. The Relationship Discount will no longer apply if, for any reason. (i) the authorization to automatically withdraw your monthly payments from the designated account with Cathay Bank ceases or is canceled; (ii) any payment is rejected due to insufficient funds; or (iii) more than three payments are received in the form of cash or check in a single calendar year. The interest rate on your mortgage loan will increase by 0.125%, which can increase the amount of your monthly payments. Qualified Cathay Bank personal checking or savings account can be an existing or a new account. If new, the account must be opened prior to rate lock.

 

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Email communication is not secure

Please do not include sensitive information such as account numbers or other personal information such as Social Security or Tax Identification numbers, driver’s license numbers, etc. in any email sent to us via this link.

Have a question?

Our team is happy to assist you with all your Business Banking needs. Please reach out to your branch or relationship manager for more information.