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SBA Loan Programs

Find the right loan

for your business

Helping small businesses thrive

Launch a business or give your growing company a financial boost with loans backed by the Small Business Administration.

Getting a new business off the ground takes big ideas, hard work and proper funding. As an SBA Preferred Lender (PLP Lender), Cathay Bank works with you to find the right SBA Loan Program for your business, and secure the financial assistance needed for early growth.

Through the SBA 7(a) and SBA 504 Loan Programs, our experienced bankers can help you get the financing to buy real estate, start construction projects, make leasehold improvements, purchase equipment and inventory, acquire businesses, refinance business debt and get working capital. Discover how Cathay Bank can help your small business get set up for success.

Low down payment

Access the capital you need with a down payment as low as 10% upon approval.

Minimum collateral requirements

Enjoy flexible collateral requirements on all SBA Loan Programs offered by Cathay Bank.

Longer repayment terms

Get a longer repayment period than conventional loans to keep more capital in your business.

Competitive rates

Secure low fixed and variable rates throughout the life of your loan.

Apply for an SBA 7(a) Loan
Enjoy a Reduced Packaging Fee

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SBA Loan

Programs & Services

Recent Deals

SBA 504 Loan

Purchase of a 102-unit independent hotel

Los Angeles County, CA
SBA 504 Loan

Purchase of a 27,000 sq. ft. industrial building for an owner-occupied trucking and logistics business

Los Angeles County, CA
SBA 7(a) Loan

Refinanced and consolidated existing business debt for a dental practice

Orange County, CA
SBA 7(a) Loan

Purchase of an existing full-service breakfast and brunch restaurant

Orange County, CA
SBA 7(a) Loan

Equipment purchase and working capital for a newly established supermarket

Chicago, IL

Frequently Asked Questions

Get in touch with a specialist

Alexander Kim

AVP & SBA Loan Officer

Ryan Kim

SVP & SBA Manager

Frederick Cho

FVP & SBA Deputy Manager

Charles Park

VP & SBA Loan Officer

Cathay Bank

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