Skip to main content

Smart Micro Loan

Giving you flexibility to grow.

It can be a challenge for small businesses to meet cash flow needs. Whether you need extra cash to cover unanticipated expenses, or purchase inventory, supplies or equipment, our flexible and simple Smart Micro Loan can help keep your business going with ease.

  • $5,000 to $10,000 line of credit
  • Streamlined application
  • Simplified requirements
  • No collateral

You can also count on us for all your banking needs. Start your banking relationship with us today by visiting your nearest Cathay Bank branch.
Terms and conditions apply. Loans subject to credit approval. A Cathay Bank checking account is required for loan advance and automatic monthly payment.


Cathay Bank

Email communication is not secure

Please do not include sensitive information such as account numbers or other personal information such as Social Security or Tax Identification numbers, driver’s license numbers, etc. in any email sent to us via this link.

Interest Form 

I want more details.

By providing your name and contact information, you give us permission to contact you to market our products and services. You may withdraw this consent at any time by sending an email to [email protected].

You May Have Rights under the California Consumer Privacy Act (CCPA). If you are a resident of California, you may have certain rights under the California Consumer Privacy Act (CCPA) concerning personal information collected by Cathay Bank. Please visit our Privacy Policy page for more information.