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Commercial Analysis Checking

A checking account as robust as your business

Manage high-volume transactions effortlessly while adding earnings credits to your account to offset monthly fees.

High-volume businesses require high-volume checking to keep the organization running smoothly. That’s why at Cathay Bank, our Commercial Analysis Checking account gives you the freedom and flexibility to manage your account the way you want, enabling you to make more monthly transactions and receive earnings credits based on your balance.

Competitive earnings allowance

Offset charges for banking and related services with an earnings allowance based on the available balance that can be used each month.

24/7 online access

Access current account information, account reconciliation, transaction reporting, and funds transfers with online banking or our mobile app.

Robust treasury management tools

Put excess funds to work with zero balance accounting, make deposits at your office, and expand customers’ payment options with merchant services.

FDIC insured

Get FDIC protection on your checking and savings accounts for up to $250,000 per depositor for each ownership category.

Get to know Commercial Analysis Checking

  • The minimum opening deposit is $200.
  • $20 monthly maintenance charge, may be offset by earnings credit. A discounted monthly Maintenance Charge of $17.00 applies to all accounts if the number of accounts is 6 to 10. A discounted monthly Maintenance Charge of $15.00 applies to all accounts if the number of accounts is 11 or more.
  • 24/7 online account access including Business Bill Pay at no cost and Treasury Management services. (Message and data rates may apply to online and mobile banking services. Fees may apply for select Treasury Management services.)
  • Business Credit Cards program.
  • Business debit card.


Cathay Bank

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Have a question?

Our team is happy to assist you with all your Business Banking needs. Please reach out to your branch or relationship manager for more information.